Acceptance of Terms
By accessing or using integracredits.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site. Integra Credit ("we," "us," or "our") may revise these Terms at any time.
Service Description
Integra Credit is a lead generator, not a lender. We do not make credit decisions, lend money, or act as a broker. We connect consumers with lending partners who may offer flexible financial options. We do not guarantee that you will receive an offer, and submitting a request does not obligate you to accept any offer.
Eligibility
You must be at least 18 years of age and a U.S. resident to use our Site. Our service is not available in all states. You are responsible for ensuring that your use of the Site complies with applicable laws.
Use of the Site
You agree to:
- Provide accurate and truthful information when submitting a request;
- Not use the Site for any unlawful purpose;
- Not attempt to interfere with the proper functioning of the Site;
- Not use automated means to access or collect data from the Site.
Intellectual Property
All content on this Site, including text, graphics, logos, and design elements, is the property of Integra Credit or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites. You access them at your own risk.
Disclaimer of Warranties
The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or that you will receive an offer from a lending partner.
Limitation of Liability
To the maximum extent permitted by law, Integra Credit shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site.
Indemnification
You agree to indemnify and hold harmless Integra Credit and its affiliates from any claims, damages, or expenses arising from your use of the Site or your violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles. Any disputes shall be resolved in the courts located in Cook County, Illinois.
Contact Us
If you have questions about these Terms, please contact us:
- Phone: 1-888-503-6202
- Email: [email protected]
- Address: 120 S. LaSalle St, Suite 2000, Chicago, IL 60603